Introduction

Ben Loehle, findCRA

Why CRA Matters: Towards an Equal World

Linda Ruffenach, Real Spirit Media

CRA AT FORTY: WHERE WE ARE

Amplifying Connection: The CRA & Fair Lending Colloquium

Margaret Weir, Esq., CRCM, Attorney at Law

CRA and Fair Lending: Equal Partners

Nancy Presnell & Sheila Etchen, Republic Bank

Collaboration Is Key

Corey Aber & Simone Beaty, Freddie Mac

Wise Investment: Driving Greater Social Impact While Meeting CRA Needs

Jessica Botelho, Community Capital Management

Preserving America’s Affordable Rental Housing: The CRA Case

Ellen Lurie Hoffman, The National Housing Trust

Together Is Better: Affordable Housing through Partnership

Billie Wade, Kentucky Bankers Association HOPE of Kentucky

What CRA Means to Me: Communities Made Affordable

Rob Locke, Habitat for Humanity of Metro Louisville

What CRA Means to Me: A Lifelong Passion

Erbi Blanco-True, Gibraltar Private Bank & Trust

Life on the Financial Edge

Chris Blakeley, Credit Fair-e

What CRA Means to Me: Helping Our Girls Find Their Voice

Sherry Thompson Giordano, PACE Center for Girls Miami

Financial Education as It Relates to CRA: Success or Failure?

Keith Ahronheim, Real Estate Education And Community Housing, Inc. (R.E.A.C.H.)

Credit Where Credit Is Due

Lori Pollack, Financial Counseling Association of America

What CRA Means to Me: Independence through Job Skills

Evelyn McPherson, Blue River Services

Storytelling Matters: Sharing Your CRA Efforts During Exams

Kristen Stogniew, Sarah Oliver & Perin Bush, Saltmarsh, Cleveland & Gund CPAs & Consultants

CRA AT FORTY: WHERE WE'RE GOING

Leveraging Factory-Built Processes to Make Affordable

Stacey Epperson, Next Step Network

Urban Acupuncture: A Solution for Vacant and Abandoned Properties

Gill Holland, Portland Investment Initiative

Healthy Communities: Thinking Beyond the Housing Box to Communities of Choice

Ian Nunley & Nidia Logan-Robinson, Innovate Memphis

Revitalizing Health: Investing in Community Well-Being

Ariel Arthur, Kentucky Department of Public Health

The Hidden Need: Serving Low-Income Individuals in Affluent Communities

Carrie Gerard, Eastern Area Community Ministries

Choices Matter: Creating Education Options for Low-Income Students

Kerri Vaughan, AAA Scholarship Foundation

What CRA Means to Me: A Path to Education for Homeless and Foster Youth

Israel Diaz, Lauren Fernandez & Lorinda Gonzalez, Educate Tomorrow & Grants Ink

Digital Inclusion: Overcoming Barriers to Self-Sufficiency

Ed Blayney, Louisville Metro Government

Competitive Fundraising: The Game Where Everyone Wins

Reid McDowell, Brackets For Good

Embracing CRA Technology

Brian Waters, findCRA

ABOUT THE BOOK

After 40 years, what impacts has CRA made and where is it going next?

As the Community Reinvestment Act reaches its 40th anniversary, this book takes a close look at community development from the perspective of the people working throughout the nation. They share their real-world experiences, knowledge and passion about the most critical problems that our communities of need face everyday. Their stories and insights provide a lens for us to see CRA at work, ideas for its future and most importantly, what it means in people’s lives.

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