Introduction
Ben Loehle, findCRA
Why CRA Matters: Towards an Equal World
Linda Ruffenach, Execuity
CRA AT FORTY: WHERE WE ARE
Amplifying Connection: The CRA & Fair Lending Colloquium
Margaret Weir, Esq., CRCM, Attorney at Law
CRA and Fair Lending: Equal Partners
Nancy Presnell & Sheila Etchen, Republic Bank
Collaboration Is Key
Corey Aber & Simone Beaty, Freddie Mac
Wise Investment: Driving Greater Social Impact While Meeting CRA Needs
Jessica Botelho, Community Capital Management
Preserving America’s Affordable Rental Housing: The CRA Case
Ellen Lurie Hoffman, The National Housing Trust
What CRA Means to Me: Supporting Lives and Empowering Communities
Michael Lane, Better Tomorrows
Together Is Better: Affordable Housing through Partnership
Billie Wade, Kentucky Bankers Association HOPE of Kentucky
What CRA Means to Me: Communities Made Affordable
Rob Locke, Habitat for Humanity of Metro Louisville
Hoarding the American Dream: NIMBYism and Inherent Segregation
Evan Holladay, LDG Development
What CRA Means to Me: A Lifelong Passion
Erbi Blanco-True, Gibraltar Private Bank & Trust
Life on the Financial Edge
Chris Blakeley, Credit Fair-e
The Financial Continuum: Achieving Economic Mobility
Adam Hall, Fifth Third Bank
What CRA Means to Me: Helping Our Girls Find Their Voice
Sherry Thompson Giordano, PACE Center for Girls Miami
Financial Education as It Relates to CRA: Success or Failure?
Keith Ahronheim, Real Estate Education And Community Housing, Inc. (R.E.A.C.H.)
Credit Where Credit Is Due
Lori Pollack, Financial Counseling Association of America
Outstanding: How We Bring Education and Homeownership Home
Garry Throckmorton, eHome America
Incubate or Accelerate: Creating Jobs by Creating Businesses
Tony Schy, Vistage International
What CRA Means to Me: Independence through Job Skills
Evelyn McPherson, Blue River Services
Storytelling Matters: Sharing Your CRA Efforts During Exams
Kristen Stogniew, Sarah Oliver & Perin Bush, Saltmarsh, Cleveland & Gund CPAs & Consultants
CRA AT FORTY: WHERE WE'RE GOING
It’s Time to Grow Up: Strategies for CRA’s Next Evolution
Chip Clements, Forcht Bank
Leveraging Factory-Built Processes to Make Affordable
Stacey Epperson, Next Step Network
Urban Acupuncture: A Solution for Vacant and Abandoned Properties
Gill Holland, Portland Investment Initiative
A Community of Stakeholders: The Next 40 Years
Claire Raley, BankUnited
Healthy Communities: Thinking Beyond the Housing Box to Communities of Choice
Ian Nunley & Nidia Logan-Robinson, Innovate Memphis
Revitalizing Health: Investing in Community Well-Being
Ariel Arthur, Kentucky Department of Public Health
The Hidden Need: Serving Low-Income Individuals in Affluent Communities
Carrie Gerard, Eastern Area Community Ministries
Building a Financial Education Culture at Your Bank
Gary Roan, Old National Bank
Choices Matter: Creating Education Options for Low-Income Students
Kerri Vaughan, AAA Scholarship Foundation
What CRA Means to Me: A Path to Education for Homeless and Foster Youth
Israel Diaz, Lauren Fernandez & Lorinda Gonzalez, Educate Tomorrow & Grants Ink
Digital Inclusion: Overcoming Barriers to Self-Sufficiency
Ed Blayney, Louisville Metro Government
Competitive Fundraising: The Game Where Everyone Wins
Reid McDowell, Brackets For Good
Embracing CRA Technology
Brian Waters, findCRA
ABOUT THE BOOK
After 40 years, what impacts has CRA made and where is it going next?
As the Community Reinvestment Act reaches its 40th anniversary, this book takes a close look at community development from the perspective of the people working throughout the nation. They share their real-world experiences, knowledge and passion about the most critical problems that our communities of need face everyday. Their stories and insights provide a lens for us to see CRA at work, ideas for its future and most importantly, what it means in people’s lives.