With over 15 years of banking experience across retail, lending, and compliance, Jera Horton leads CRA and compliance strategy as Director of Compliance & CRA Officer at BankFirst. Having served across small institutions, large regional banks, and a CDFI institution, Jera brings a multifaceted perspective to her work, with proven expertise in building compliance and CRA frameworks from the ground up. Drawing on years of personal volunteer commitment and entrepreneurship, she specializes in designing impactful community development initiatives, optimizing CRA data and documentation, and managing regulatory examination expectations.